Party Bus Hire: Using the Right Service for Your Special Outing

A party bus hire service offers a perfect opportunity for the partygoers to travel in a large group to continue their excitement and fun whilst traveling between party destinations. Party buses vary in size quite significantly, with those able to accept 10 or 15 passengers to those able to accept 50 or more passengers. If you can hire the right transportation for a night out then this will make certain the entire outing is more secure and comfortable for the entire entourage.

Party bosses are offered for hire for almost any reason that there is likely to be a large group of people traveling to a single destination. Some common reasons for hiring the bus include sporting events, corporate events, sightseeing, city tours, birthday parties, weddings, and more.

Here are some of the points you might want to consider when it comes to hiring the right transportation for a special occasion:

Making certain it is outfitted for the occasion

Beyond having enough seating for the guests on board, you want to make certain to hire a party bus that offers a spacious interior, which has sufficient leg room and ceiling height. You also want to have the ability to mingle with the group and have easy access to chat to one another. You also want to make certain that the bus is equipped with the right type of entertainment that you will needed, which will vary depending on the type of occasion you are hiring the vehicle. A high-quality sound system and disco lights will be more right for a night out on the town, where you would want something more relaxing if you are on a sightseeing tour.

Be certain to reserve the bus ahead of time

Due to the popularity of the party buses, you really want to make certain that you are able to reserve the particular style of transportation you require well ahead of the actual date you will need to use it. In peak season these vehicles are in high demand and you might wish to arrange the booking well in advance, a good two to three months is often recommended.

Check on the reputation of the party bus companies

Prior to using a particular service operator you really want to make certain to do your due diligence to check the company is able to supply a well equipped and maintained vehicle, which comes with a sufficiently licensed and experienced driver. You also want to be certain that the right level of insurance is held and that they haven’t been involved in any significant incidents or collisions on the road.

Four Positive Steps to Hiring a Party Bus

If you live in one of the big cities, then you might have seen the full-size party buses which are hired out for personal use. Party bus rides are starting to become extremely popular in many of the big cities, and are perfect for wide range of occasions, from the birthday parties, family outings, weddings, concerts and more. A lot of partygoers are taking advantage of these rides, mostly due to the ease in getting to the next destination in style and the safety it offers for the entire group. If you are able to hire a party vehicle for a special event then you don’t really have to worry anything else other than having fun.

Here are several tips that might be used in hiring out a party bus:

1) Be prepared – when it comes to hiring out a party bus it often benefits to book early. A full-size party bus is often limited in availability and therefore if you are able to make the booking arrangements a good period before it is required, you have a greater chance of reserving the precise dates you need. Also it benefits to go with a company that owns and maintains their own fleet as this also makes it easier to book a ride when required.

2) Visit the hire company – if this is the first time of using a particular party bus service, then you might wish to pay a visit to the company’s premises. Having examined a vehicle, it will enable you to decide on the quality of the vehicles and establish whether enough space is available for the entire group that will be onboard travelling. Most companies would be more than willing to give you a guided tour of the available buses.

3) Question the available amenities – a well equipped ride is often packed with amenities, which might include an impressive sound system, a full-stocked bar, fiber optic ceiling lights, large screen TVs, mirrors, and so much more. If there is anything in particular that you have in mind, you should ask the hire company as they might be able to arrange this for you.

4) Holds the right credentials – when going through the motions of hiring a party bus you should also look at such things as holding the right insurance and license for this particular activity. If a company isn’t able to easily confirm this then you should be quite wary and move on to the next available company.

Party Bus Transportation in Chicago

The world trembles in the current economic crisis and people are trying to save on everything. No one even thinks about throwing big parties or going to the clubs to have fun. People know how expensive that is. Hence, many birthdays, anniversaries and engagements are left not celebrated.

However, it does not have to be this way. At least not here, in Chicago. The Windy City residents found a way to cut the party costs by almost one-third and still enjoy their special occasions.

Cheap Transportation
The key is to cut down the cost of transportation. In Chicago, 3 million people live in the city. However, Chicago’s metropolitan area is much bigger. 9 million people live in Chicago suburbs. Some of the suburbs as Aurora, Plainfield, Elgin or Chicago Heights are 45 minutes to 1 hour away from the downtown. To get to the city loop (where all nighttime action is) and back takes almost two hours. With today’s gas prices it have become extremely expensive. If the transportation costs could be lowered to a minimum, it would not be that expensive to have fun is Chicago. And here when the Limo Bus service comes in play.

Chicago Limo Bus Service
Limo Buses are created to enjoy the travel time between point A to point B for big groups of people. They are like a nightclubs on wheels. A typical Limo bus seats 30 passengers comfortably, also has a disco ceiling, dance pole, 42 inch TVs, stereo sound system and fancy neon lights. However, the best part about the limo bus is the price. For example, transportation from Naperville to Chicago downtown in a Party Bus cost approximately $200. When the price is split between 30 passengers, it comes out to around $7 per person. Who could have thought?

Even more Deals and Discounts
Furthermore, Limo Bus companies will offer numerous discounts to Chicago’s famous nightclubs as Excalibur, Soundbar, The Underground, Transit and so on. For a regular bar hopper it is a real gold mine. Moreover, there is another secret that people miss out on. Last minute deal websites like “Groupon” will often have Chicago Limo Bus service for cheap. Then, you can get your Chicago Party Bus service for with another 20%-50% off.

So, what are you waiting for, Chicago resident? Do not miss out on your friends and family’s birthdays, get them all together and rent out Chicago Limousine Bus today.

Womens Gym Bags – What You Must Know Before Buying Them

When you think of womens gym bags, you automatically think of a well-designed smaller gym bag that fulfills the purpose of carrying gym clothing, deodorant, extra shoes, a wallet or small hand purse, and maybe a light jacket in case it rains.

Designed specifically for a woman and girls, the average gym bag is designed in fantastic colors, the latest style and materials. Slightly lighter in weight, it fits the woman’s frame better than the heavier man’s bag does. Also, the female bags have added features and lots of storage compartments for carrying personal items.

The best type depends on the woman and her lifestyle – her budget, personal taste, what level of gym activities she does, how professional she is in regard to other activities and of course, what tastes she has in bags!

What is preferred by one woman may not be like by many others, such is the world we live in. Women are versatile, so she may keep a couple different designed bags around to suit her mood and fashion inclination at the moment. Also, the bag needs to be water repellent to repel moisture or water if she showers at the gym.

Many go directly to the gym from home or work. This requires having a properly designed bag to keep around all day, fairly stylish yet not too fancy.

The bag also needs to be smaller in size, lighter weight to carry around, and should be compact for easier storage while at work. The colors for women’s gym bags represent her feminine side – pink, soft lime, mineral-washed natural denim, bowler hand bags, yoga bags and those with logos on them. The material is also unique, such as sack pack, gym sacks, duffle bags, bowler hand or the standard leather type.

An ideal place to shop for a womens gym bags is to shop online – an open field to shopping internationally without leaving the privacy of your home. Women are always looking for something unique and different that nobody else has. There is nothing better than Internet shopping for an item that is halfway across the globe at half the price you normally would pay. It really can’t get any better than this, can it? Throw a little free shipping in and the bag purchase is yours.

Women’s gym bags make excellent gifts for outdoor women or women who are active. By shopping online, you can look over the current designs and see what is on sale in your favorite colors and designs. There are so many styles to pick out, it would be best to send out a few hints and see if she can drop a few ideas to help your choice making.

Most Popular Women’s Fashion Accessories

Aristotle, one of the greatest philosophers in history once said that a woman is God’s most beautiful creation. As a woman, you need to be a living proof of this statement. That is why, it is important that we always look good and presentable no matter what we do and where we go. In doing so, one should always be in fashion.

Many will agree that wearing good clothes can greatly enhance your looks and can instantly turn you into fashionable woman. And to further enhance your looks and beauty, you need to wear women fashion accessories. It is not just about being beautiful but it is your desire to stand out and be noticed in the crowd. And these are only attained by wearing the appropriate fashion accessories.

Women’s fashion accessories are ornaments worn or used by women to accentuate pertinent style or design in their outfit. Also, they are used to complement their clothes, giving a new exquisite look that will surely draws attention. As these women fashion accessories are becoming more and more popular, they are not just considered as fashion essentials but some regard them as fashion basics. This is very true especially to women who would not want to go out without them because it has already been a party of their lifestyle. That is why these are not just merely an accessory. Women fashion accessories are valuable assets.

With several different kinds of women’s fashion accessories, these just some of the most loved and most popular fashion-accessories of all.

Jewelries. These shiny and sparkling ornaments are very well known women fashion accessories. Examples of which are earrings, necklaces, bracelets, rings and even watches. Jewelries are popular and one of the most loved because they can be worn regardless of age. From children, or even babies, to grandparents, they are all fond of wearing such glamorous, colorful and sparkling fashion accessories.

Purses and Handbags. These handy bags are popular fashion-accessories for women and teenage girls as well. Actually, these fashion-accessories are considered as compulsory accessories that every woman and girl should always have. Since girls are known to bring their beauty kits along with some other important things, handbags are quite useful to conveniently carry stuffs.

Shoes and Sandals. Shoes and sandals are always part of your fashion wardrobe. These usually come in various designs and styles. One should carefully choose the carefully and pick the ones that can complement your outfit.

With women fashion accessories, you can easily add elegancy and sophistication into your looks as it enhances your clothes and your beauty. However, you need to choose the right pieces in order to work out. Although looking at them can amaze and impress you, they can still bring you down if you wear them in the wrong way. Also, it is important that you are wearing just enough and avoid over accessorizing yourself. With a lot of women’s fashion-accessories available in the market, both at your local stores and even online, you will definitely find the suitable pieces for you. All you need to do is to learn how to properly accessorize yourself and surely you will shine.

Be Trendy With the Right Womens Laptop Bags

In the 90’s it was the personal computer that reigned in the technology division. Almost everyone had Desktops. It is used in offices for more efficient performance of the job at hand and also making things faster and more convenient. You may also see it in everyone’s household being used for school work and even simple organizing.

But nowadays we seldom see household that have desktops. Most of the young professionals, students and even just an ordinary citizen own a laptop. It is easier and the fact that it is portable makes it a good candidate for a professional that is on the go’s personal favorite.

Along with having a laptop is the need for its accessories. The most important accessory for that is a laptop bag. This bag is specially designed to protect your laptop from harm. There are different types of such bags. There is the backpack type, the carryon or sling type and the pouch type that you can just carry around. But a woman has special needs for these bags. Women laptop bags must be able to complement her clothing.

Fashion has always been a woman’s thing. Even at work or anywhere, a woman wants to look good. It is important for her to have a bag that does not contradict with her outfit.

Here are the things that one woman should consider in choosing a womens laptop bags:

• Design

This is a very important aspect when you consider buying a bag for your laptop. For a woman, the design is be a big deal. Such bags must go with the chosen outfit for the day. For this reason, choose a design that is feminine yet functional, and in a color that goes with most of your outfits.

• Durability

Above all, you have to be sure that the bag you buy is durable and it would last long. If the price is quite high as long as you can rely on the quality of the product then buy it.

• Price

Price does matter especially in these economically fluctuating times. So in choosing the right bag for your laptop, you consider the price as well. Try and get as much value for money as you can.

The Best Place to Start Investing in Stocks – Canada’s Big 5 Banks

If you wanted to find consistency and a healthy income stream from a stock where would you turn?

Investing in Banks is a great base for stock portfolio investment because of the steady cash flows they offer and there performance consistency. Banks are ‘cash cows’ as they are mature businesses with relatively slow yet consistent growth and produce steady cash flow streams through dividends.

According to Michael Assouline, investment analyst at Raymond James, “Want to beat the market? Put your money in Canada’s Big Five banks. It’s as close to a sure-fire bet as you can make.” Mr. Assouline’s claim is not speculative, data from the past decade is proof: The top performing of the big 5 banks, the Royal Bank of Canada (RY) has blown the S&P/TSX index out of the water producing an average annual return of 19% while accumulating a 484% return inclusive of dividends over the decade, beating the S&P/TSX index by a substantial 330%.

Royal Bank of Canada (RY) * Michael Assoline’s Pick (Analyst @ Raymond James Financial)

Toronto Dominion Bank (TD)

Bank of Nova Scotia (BNS)Add National Bank of Canada (NA) to get ‘the big 6 banks’

Bank of Montreal (BMO)

Canadian Imperial Bank of Commerce (CM)

Well of course the Royal Bank of Canada (RY) outperformed the market; it is the top performer of the big 5 you say! However, even the laggard of the group, the Bank of Montreal (BMO), outperformed the market by 160%. This seems outrageous; however, the cumulative return inclusive of dividends over the past decade for the Big 5 Banks was about 18% a year.

So when should I buy and which Bank stock should I buy?

The Key features that must be considered when evaluating Bank Stocks are P/E ratios and Dividend yields; although, many other variables may be considered. My advice is to look to the P/E and Dividend yield for entry points and if you think yourself more astute than the market sell when things become too good in your view.

If you buy any of these banks your investment is very likely to beat the market if you hold the investment long enough. This means even if you bought at a market top you can still be profitable over the long run. The best time to buy though is when the market turns its back and beats up the stocks: probably when yields creep up above 4 or 5 %.

Best Banks

When considering what bank to do business with, it is helpful to know which banks are the market leaders. Market leaders in the banking world can be distinguished by the amount of tier-one capital, the amount of assets, the amount of profit, and the amount of deposits. The following lists display this information, for the benefit of the consumer and/or businessperson.

The first list, below, represents the top ten banking groups in the world ranked by tier-one capital in 2004 (U.S. Dollars):

1. Citigroup — 73 billion

2. JP Morgan Chase — 69 billion

3. HSBC — 67 billion

4. Bank of America — 64 billion

5. Credit Agricole Group — 63 billion

6. Royal Bank of Scotland — 43 billion

7. Mitsubishi Tokyo Financial Group — 40 billion

8. Mizuho Financial Group — 39 billion

9. HBOS — 36 billion

10. BNP Paribas — 35 billion

The next list, below, shows the top ten banking groups in the world ranked by assets in 2003 (U.S. Dollars):

1. Mizuho Financial Group — 1,265 billion

2. Citigroup — 1,097 billion

3. Allianz — 1,002 billion

4. UBS — 907 billion

5. Sumitomo Mitsui Financial Group — 903 billion

6. Deutsche Bank — 892 billion

7. Fannie Mae — 888 billion

8. ING Group — 843 billion

9. BNP Paribas — 835 billion

10. Mitsubishi Tokyo Financial Group — 832 billion

The list below ranks the top ten bank holding companies in the world ranked by profit in 2003 (U.S. Dollars):

1. Citigroup — 20 billion

2. Bank of America — 15 billion

3. HSBC — 10 billion

4. Royal Bank of Scotland — 8 billion

5. Wells Fargo — 7 billion

6. JP Morgan Chase — 7 billion

7. UBS AG — 6 billion

8. Wachovia — 5 billion

9. Morgan Stanley — 5 billion

10. Merrill Lynch — 4 billion

The following list displays the top nine bank holding companies in the U.S. ranked by deposits as of June 30, 2004. These are U.S. deposits only.

1. Bank of America Corp. — 526 billion

2. Wells Fargo & Co. — 256 billion

3. Wachovia Corp. — 238 billion

4. J.P. Morgan Chase & Co. — 377 billion

5. Citigroup Inc. — 193 billion

6. U.S. Bancorp — 112 billion

7. SunTrust Banks, Inc. — 78 billion

8. BB&T Corporation — 67 billion

9. National City Corp. — 64 billion

The consumer and/or businessperson would be well-advised to take such rankings into consideration when deciding which financial institution, among many, he or she should establish a banking relationship with.

How To Reap Huge Benefits From Bank Owned Foreclosure Homes

The “Top-Down” and “Bottom-Up” approach to Bank Owned Foreclosure Properties

Buying bank owned properties is one of the best ways for wholesale buyers to find discounted bargain homes that can be passed on to rehabbers for a small fee. Rehabbers can benefit greatly from wholesale buyer’s service: Identifying and negotiating a lucrative deal. Banks are very motivated sellers, although most of the time, they don’t act like it. But that can quickly change, once the reality of a flat or declining market and rising inventory on their books sets in.

What are the best strategies to find bank owned properties?

There are two general concepts that you should follow in your foreclosure and wholesale business model: “Top-Down”, and “Bottom-Up”. Which concept applies depends on the bank’s listing tactic.


The “Top-Down” approach is more common. You apply this when the bank lists the property on the Multiple Listing Service (MLS) at or near the “fair market value”. Usually nothing happens for a while, until the bank lowers the price, and lowers the price again… and then again. – In a declining market this can go on for months and is referred to as “Chasing Down the Market”. Once the listing is at least 90 days old, and has already been reduced a few times, you will make a cash offer at a wholesale price level.

Your goal as wholesale buyer is to get an offer accepted that is so much below the listing price that you will be able to flip the property to a rehabber. The total price to the rehabber should be below the current listing price, once you’ve added your “assignment” fee.


The other strategy, “Bottom-Up”, applies when the bank lists the property at an extremely low price right on the first day of the listing. That occurs less frequently, and most of the time the property is in really bad shape – red tagged by the city or attached to some other major problem, like fire damage etc. When the bank has the guts to list the property very low, it often happens that rehabbers will bid up the price.

It is very important to scan the MLS every day for new listings because “Bottom-Up” listings usually don’t last very long at all but are sold within days.

With this strategy, too, you are looking to get an offer accepted that is low enough to flip the property to a rehabber.

How can a foreclosure wholesale buyer make money?

No matter if your strategy is “Bottom-Up” or “Top-Down”, as a wholesale buyer you go through the tedious process of finding the properties that have to be sold.

Some banks (and other sellers) may hold out longer to try and find a retail or move-in buyer. Others seem to have a policy (or an asset manager) that doesn’t allow them to sell below a certain percentage of the “perceived value”.

Rehabbers and other buyers rarely have (or take) the time to make as many offers as it can take to get a lucrative deal directly from the bank. So it adds real value to the market place when the wholesale buyer hammers out the best deals and supplies them to the local rehabbers or owner occupied buyers.

One of the great advantages of buying bank owned properties is that you have virtually no advertising overhead finding the deals, because the motivated sellers are readily available with a search on the MLS. You can work with your own buyers agent when making offers. It doesn’t make a difference to your bottom line cost, and a good agent will help you find better properties and streamline the offer process.

How to Obtain A1 Credit Using Bank Loans

Bank institutions always cater to people who have very good credit and they reserve their loans for these people because they are confident that the client will pay back the loan at the specified interest rate. But if you have bad or no credit it can be difficult to get any of these loans for either a home or a car and even if you do get a loan you will be at a ballooned interest rate, sometimes paying almost twice the rate of someone who has good credit. So what the solution to this? What you should know is that to begin to clean your credit you need to start adding positives to your file, and one of the most prestigious positive lines you can get is a bank loan, even better you can have three at the same time.

To begin you will need about $1000, note that this money is not spent it will be used as collateral to acquire your bank loan. Next you need to find three top banks, consider using Bank of America, Chase bank and Wells Fargo. Once you locate the banks you have know laid the ground work. For the purpose of this article we will label the banks as A,B,C.

Go to Bank A with your $1000 and open a savings account, there should be no problem doing this because most banks will open an account for you without any credit check. Once you have received your bank account go home and wait 3 days. Return to the same bank and tell your bank officer that you want to apply for a loan using your savings account as security. Most of the time they will issue you this loan with no questions asked but be prepared to answer any questions if they might come, for example you might be asked what the purpose of the money is. You might also be subject to a credit check but you should be given the loan because your savings account will act as security. Make sure you tell your banker that you want the loan amotized for 1 year installment payments. Also your $1000 will be frozen for the loan and as you pay it back monthly the exact amount will be freed up for you.

Once you have received the loan go to Bank B open a new account depositing the loan amount. Once again you will go through the above process again, and do the same for Bank C. Once you are done, you now have 3 top bank loans which you are making payments on every month, and all this will cost you is the price of interest rates. For example


Bank Savings Balance Loan Amount Payment Amount Total Interest Paid

Bank “A” $1,000.00 $1,000.00 $29.52

Bank “B” $1,000.00 $1,000.00 $29.71 $29.71

Bank “C” $1,000.00 $1,000.00 $62.74 $29.91

The last loan you take from Bank C you will then use to service the monthly payments and as you make payments your money gets unfrozen. After you payments are finished within a year you would have probably spent less than $100 in interest payments and you get your $1000 back, but more importantly you have now lodged three top bank loans which are paid in full into your credit file. Congratulations. Learn more about credit and how to clean or build your credit at [http://www.http://www.[]

The ASANIWELLS FINANCIAL GROUP is dedicated to helping ordinary people change their lives for better and erasing the stigma of having a bad credit score.The Asani Wells financial group consists of ex-Bureau employees and agency solicitors who have combined years of knowledge of the credit score system into this easy to read downloadable EBOOK. Please visit [] for more details